Bangalore is the capital of the Indian state of Karnataka. Located on the Mysore Plateau in south-western Karnataka, Bangalore has an estimated metropolitan population of 6.1 million (61 lakh), making it India's third-largest city and fifth-largest metropolitan area.

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The interest rates offered also vary, depending on factors like age of the consumer, total family income, tenure of the loan, other assets held and credit-worthiness, judging from past transactions.